Call reports 2010
SERVICE1ST BANK OF NEVADA — 2010
What SERVICE1ST BANK OF NEVADA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 210,030,000 | 231,471,000 | 193,090,000 | 205,177,000 |
| Total loans | 131,968,000 | 125,180,000 | 120,756,000 | 106,259,000 |
| Allowance for loan losses | 6,994,000 | 8,551,000 | 7,021,000 | 36,000 |
| Securities available for sale | 5,948,000 | 3,927,000 | 3,899,000 | 1,819,000 |
| Securities held to maturity | 8,195,000 | 8,169,000 | 7,583,000 | 5,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,632,000 | 209,288,000 | 171,875,000 | 161,556,000 |
| Interest-bearing deposits | 124,269,000 | 136,034,000 | 96,849,000 | 93,199,000 |
| Noninterest-bearing deposits | 61,363,000 | 73,254,000 | 75,026,000 | 68,357,000 |
| Equity capital | 22,860,000 | 20,712,000 | 19,677,000 | 42,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,214,000 | 4,167,000 | 6,031,000 | 1,524,000 |
| Interest expense | 418,000 | 797,000 | 1,083,000 | 115,000 |
| Net interest income | 1,796,000 | 3,370,000 | 4,948,000 | 1,409,000 |
| Noninterest income | 143,000 | 293,000 | 438,000 | 106,000 |
| Noninterest expense | 2,238,000 | 4,475,000 | 6,921,000 | 1,293,000 |
| Provision for loan losses | 1,518,000 | 3,231,000 | 3,938,000 | 36,000 |
| Pretax income | -1,817,000 | -4,043,000 | -5,460,000 | 186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,817,000 | -4,043,000 | -5,460,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,846,000 | 20,696,000 | 19,682,000 | 35,898,000 |
| Total capital | 24,638,000 | 22,453,000 | 21,338,000 | 36,306,000 |
| Risk-weighted assets | 137,667,000 | 133,296,000 | 126,774,000 | 120,633,000 |