Call reports 2009
SERVICE1ST BANK OF NEVADA — 2009
What SERVICE1ST BANK OF NEVADA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 187,327,000 | 204,103,000 | 225,851,000 | 211,760,000 |
| Total loans | 141,448,000 | 143,036,000 | 147,429,000 | 136,966,000 |
| Allowance for loan losses | 3,481,000 | 3,846,000 | 5,405,000 | 6,404,000 |
| Securities available for sale | 0 | 0 | 6,165,000 | 7,434,000 |
| Securities held to maturity | 16,770,000 | 13,260,000 | 13,243,000 | 10,201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,529,000 | 159,670,000 | 185,887,000 | 185,320,000 |
| Interest-bearing deposits | 111,745,000 | 115,284,000 | 127,991,000 | 128,857,000 |
| Noninterest-bearing deposits | 30,784,000 | 44,386,000 | 57,896,000 | 56,463,000 |
| Equity capital | 41,768,000 | 41,348,000 | 36,896,000 | 24,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,310,000 | 4,606,000 | 6,843,000 | 9,141,000 |
| Interest expense | 628,000 | 1,366,000 | 2,118,000 | 2,676,000 |
| Net interest income | 1,682,000 | 3,240,000 | 4,725,000 | 6,465,000 |
| Noninterest income | 79,000 | 151,000 | 278,000 | 399,000 |
| Noninterest expense | 1,834,000 | 3,660,000 | 5,650,000 | 8,593,000 |
| Provision for loan losses | 598,000 | 963,000 | 4,391,000 | 15,666,000 |
| Pretax income | -671,000 | -1,218,000 | -5,024,000 | -17,378,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -671,000 | -1,218,000 | -5,024,000 | -17,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,768,000 | 41,348,000 | 36,868,000 | 24,514,000 |
| Total capital | 43,774,000 | 43,383,000 | 38,943,000 | 26,464,000 |
| Risk-weighted assets | 158,667,000 | 160,684,000 | 162,242,000 | 150,741,000 |