Call reports 2002
LIBERTY BANK & TRUST — 2002
What LIBERTY BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,615,000 | 24,556,000 | 26,849,000 | 25,569,000 |
| Total loans | 15,462,000 | 17,050,000 | 16,212,000 | 15,815,000 |
| Allowance for loan losses | 197,000 | 203,000 | 186,000 | 206,000 |
| Securities available for sale | 4,177,000 | 4,012,000 | 3,777,000 | 4,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,445,000 | 20,799,000 | 23,437,000 | 22,211,000 |
| Interest-bearing deposits | 16,002,000 | 17,042,000 | 17,679,000 | 17,782,000 |
| Noninterest-bearing deposits | 4,443,000 | 3,757,000 | 5,758,000 | 4,429,000 |
| Equity capital | 3,072,000 | 3,158,000 | 3,220,000 | 3,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 730,000 | 1,079,000 | 1,425,000 |
| Interest expense | 111,000 | 220,000 | 328,000 | 425,000 |
| Net interest income | 258,000 | 510,000 | 751,000 | 1,000,000 |
| Noninterest income | 77,000 | 155,000 | 236,000 | 319,000 |
| Noninterest expense | 283,000 | 562,000 | 862,000 | 1,122,000 |
| Provision for loan losses | 9,000 | 15,000 | 20,000 | 25,000 |
| Pretax income | 43,000 | 93,000 | 110,000 | 177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 43,000 | 93,000 | 110,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,057,000 | 3,107,000 | 3,125,000 | 3,190,000 |
| Total capital | 3,254,000 | 3,310,000 | 3,311,000 | 3,396,000 |
| Risk-weighted assets | 16,780,000 | 18,066,000 | 17,899,000 | 17,169,000 |