Call reports 2001
LIBERTY BANK & TRUST — 2001
What LIBERTY BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,585,000 | 25,631,000 | 25,397,000 | 25,699,000 |
| Total loans | 15,130,000 | 15,886,000 | 14,428,000 | 15,155,000 |
| Allowance for loan losses | 197,000 | 190,000 | 190,000 | 206,000 |
| Securities available for sale | 4,180,000 | 3,748,000 | 3,913,000 | 4,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,426,000 | 22,441,000 | 22,161,000 | 22,529,000 |
| Interest-bearing deposits | 17,105,000 | 17,820,000 | 17,290,000 | 16,244,000 |
| Noninterest-bearing deposits | 4,321,000 | 4,621,000 | 4,871,000 | 6,285,000 |
| Equity capital | 2,995,000 | 3,004,000 | 3,058,000 | 3,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 859,000 | 1,264,000 | 1,642,000 |
| Interest expense | 181,000 | 366,000 | 542,000 | 680,000 |
| Net interest income | 256,000 | 493,000 | 722,000 | 962,000 |
| Noninterest income | 80,000 | 166,000 | 248,000 | 330,000 |
| Noninterest expense | 323,000 | 631,000 | 929,000 | 1,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 13,000 | 29,000 | 41,000 | 68,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 29,000 | 41,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,959,000 | 2,976,000 | 2,988,000 | 3,013,000 |
| Total capital | 3,156,000 | 3,166,000 | 3,178,000 | 3,219,000 |
| Risk-weighted assets | 16,169,000 | 16,775,000 | 16,056,000 | 16,709,000 |