Call reports 2026
AROOSTOOK COUNTY FEDERAL SAVINGS & LOAN ASSOCIATION — 2026
What AROOSTOOK COUNTY FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 204,279,000 | 213,977,000 |
| Total loans | 152,637,000 | 164,902,000 |
| Allowance for loan losses | 881,000 | 885,000 |
| Securities available for sale | 39,524,000 | 35,838,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 176,697,000 | 184,981,000 |
| Interest-bearing deposits | 167,633,000 | 177,829,000 |
| Noninterest-bearing deposits | 9,064,000 | 7,152,000 |
| Equity capital | 20,668,000 | 21,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,658,000 | 5,477,000 |
| Interest expense | 1,109,000 | 2,273,000 |
| Net interest income | 1,549,000 | 3,204,000 |
| Noninterest income | 250,000 | 524,000 |
| Noninterest expense | 1,208,000 | 2,615,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 591,000 | 1,113,000 |
| Income tax | 130,000 | 230,000 |
| Net income | 461,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,345,000 | 21,768,000 |
| Total capital | 22,226,000 | 22,653,000 |
| Risk-weighted assets | 125,184,000 | 135,715,000 |