Call reports 2017
AROOSTOOK COUNTY FEDERAL SAVINGS & LOAN ASSOCIATION — 2017
What AROOSTOOK COUNTY FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 112,885,000 | 111,787,000 | 115,804,000 | 118,744,000 |
| Total loans | 89,548,000 | 90,090,000 | 90,356,000 | 91,943,000 |
| Allowance for loan losses | 637,000 | 632,000 | 597,000 | 552,000 |
| Securities available for sale | 15,767,000 | 14,340,000 | 15,996,000 | 19,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,640,000 | 96,229,000 | 100,118,000 | 101,522,000 |
| Interest-bearing deposits | 96,595,000 | 95,424,000 | 98,518,000 | 100,057,000 |
| Noninterest-bearing deposits | 1,045,000 | 805,000 | 1,600,000 | 1,465,000 |
| Equity capital | 12,646,000 | 12,990,000 | 13,080,000 | 13,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,103,000 | 3,219,000 | 4,346,000 |
| Interest expense | 203,000 | 407,000 | 640,000 | 871,000 |
| Net interest income | 858,000 | 1,696,000 | 2,579,000 | 3,475,000 |
| Noninterest income | 51,000 | 101,000 | 153,000 | 220,000 |
| Noninterest expense | 580,000 | 1,234,000 | 1,961,000 | 2,638,000 |
| Provision for loan losses | 45,000 | 60,000 | 90,000 | 71,000 |
| Pretax income | 284,000 | 503,000 | 708,000 | 1,013,000 |
| Income tax | 97,000 | 171,000 | 241,000 | 399,000 |
| Net income | 187,000 | 332,000 | 467,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,840,000 | 12,985,000 | 13,119,000 | 13,299,000 |
| Total capital | 13,477,000 | 13,617,000 | 13,716,000 | 13,851,000 |
| Risk-weighted assets | 69,470,000 | 69,835,000 | 71,307,000 | 73,419,000 |