Call reports 2019
VIRGINIA COMMUNITY BANK — 2019
What VIRGINIA COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 252,267,000 | 248,933,000 | 251,496,000 |
| Total loans | 168,059,000 | 178,485,000 | 179,548,000 |
| Allowance for loan losses | 1,509,000 | 1,542,000 | 1,546,000 |
| Securities available for sale | 54,898,000 | 49,355,000 | 50,373,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 222,767,000 | 221,134,000 | 219,555,000 |
| Interest-bearing deposits | 142,658,000 | 140,200,000 | 134,231,000 |
| Noninterest-bearing deposits | 80,109,000 | 80,934,000 | 85,324,000 |
| Equity capital | 25,350,000 | 25,671,000 | 25,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 2,844,000 | 5,924,000 | 8,837,000 |
| Interest expense | 233,000 | 475,000 | 702,000 |
| Net interest income | 2,611,000 | 5,449,000 | 8,135,000 |
| Noninterest income | 314,000 | 669,000 | 1,055,000 |
| Noninterest expense | 2,095,000 | 4,431,000 | 6,607,000 |
| Provision for loan losses | 0 | 0 | 4,000 |
| Pretax income | 820,000 | 1,675,000 | 2,567,000 |
| Income tax | 169,000 | 348,000 | 536,000 |
| Net income | 651,000 | 1,327,000 | 2,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 26,309,000 | 26,386,000 | 26,540,000 |
| Total capital | 27,818,000 | 27,928,000 | 28,086,000 |
| Risk-weighted assets | 203,987,000 | 207,505,000 | 208,081,000 |