Call reports 2018
VIRGINIA COMMUNITY BANK — 2018
What VIRGINIA COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 250,568,000 | 251,899,000 | 254,567,000 | 247,412,000 |
| Total loans | 178,676,000 | 171,109,000 | 176,560,000 | 168,284,000 |
| Allowance for loan losses | 1,645,000 | 1,659,000 | 1,517,000 | 1,521,000 |
| Securities available for sale | 47,528,000 | 54,244,000 | 55,742,000 | 57,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,323,000 | 221,163,000 | 218,514,000 | 211,180,000 |
| Interest-bearing deposits | 135,525,000 | 138,514,000 | 139,346,000 | 136,958,000 |
| Noninterest-bearing deposits | 84,798,000 | 82,649,000 | 79,168,000 | 74,222,000 |
| Equity capital | 25,648,000 | 26,036,000 | 25,688,000 | 24,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,817,000 | 5,694,000 | 8,632,000 | 11,541,000 |
| Interest expense | 225,000 | 442,000 | 661,000 | 876,000 |
| Net interest income | 2,592,000 | 5,252,000 | 7,971,000 | 10,665,000 |
| Noninterest income | 315,000 | 703,000 | 1,024,000 | 1,391,000 |
| Noninterest expense | 2,364,000 | 4,769,000 | 7,248,000 | 9,513,000 |
| Provision for loan losses | -491,000 | -491,000 | -484,000 | -468,000 |
| Pretax income | 1,034,000 | 1,697,000 | 2,252,000 | 3,032,000 |
| Income tax | 214,000 | 347,000 | 457,000 | 618,000 |
| Net income | 820,000 | 1,350,000 | 1,795,000 | 2,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,773,000 | 26,303,000 | 26,134,000 | 25,984,000 |
| Total capital | 27,418,000 | 27,962,000 | 27,651,000 | 27,505,000 |
| Risk-weighted assets | 212,889,000 | 207,188,000 | 208,994,000 | 202,648,000 |