Call reports 2017
VIRGINIA COMMUNITY BANK — 2017
What VIRGINIA COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 238,429,000 | 242,596,000 | 242,243,000 | 249,763,000 |
| Total loans | 169,257,000 | 177,088,000 | 176,648,000 | 181,370,000 |
| Allowance for loan losses | 2,613,000 | 2,590,000 | 2,484,000 | 2,126,000 |
| Securities available for sale | 49,729,000 | 43,012,000 | 45,957,000 | 47,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,095,000 | 207,953,000 | 209,647,000 | 208,508,000 |
| Interest-bearing deposits | 137,625,000 | 138,247,000 | 138,094,000 | 134,397,000 |
| Noninterest-bearing deposits | 71,470,000 | 69,706,000 | 71,553,000 | 74,111,000 |
| Equity capital | 24,558,000 | 24,703,000 | 24,813,000 | 25,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,495,000 | 5,025,000 | 7,636,000 | 10,420,000 |
| Interest expense | 184,000 | 380,000 | 588,000 | 800,000 |
| Net interest income | 2,311,000 | 4,645,000 | 7,048,000 | 9,620,000 |
| Noninterest income | 320,000 | 783,000 | 1,150,000 | 1,512,000 |
| Noninterest expense | 1,975,000 | 3,973,000 | 6,092,000 | 8,492,000 |
| Provision for loan losses | 0 | 1,000 | -193,000 | -593,000 |
| Pretax income | 664,000 | 1,463,000 | 2,319,000 | 3,273,000 |
| Income tax | 207,000 | 460,000 | 730,000 | 1,019,000 |
| Net income | 457,000 | 1,003,000 | 1,589,000 | 2,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,405,000 | 24,581,000 | 24,666,000 | 24,953,000 |
| Total capital | 26,812,000 | 27,113,000 | 27,150,000 | 27,079,000 |
| Risk-weighted assets | 192,419,000 | 202,533,000 | 205,503,000 | 214,232,000 |