Call reports 2026
MONROE SAVINGS BANK — 2026
What MONROE SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 113,193,000 | 113,969,000 |
| Total loans | 86,057,000 | 87,106,000 |
| Allowance for loan losses | 892,000 | 881,000 |
| Securities available for sale | 6,366,000 | 6,114,000 |
| Securities held to maturity | 1,582,000 | 573,000 |
| Trading assets | 0 | 0 |
| Total deposits | 86,722,000 | 87,226,000 |
| Interest-bearing deposits | 82,518,000 | 82,443,000 |
| Noninterest-bearing deposits | 4,204,000 | 4,783,000 |
| Equity capital | 15,631,000 | 15,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,461,000 | 2,937,000 |
| Interest expense | 517,000 | 1,036,000 |
| Net interest income | 944,000 | 1,901,000 |
| Noninterest income | 42,000 | 54,000 |
| Noninterest expense | 711,000 | 1,417,000 |
| Provision for loan losses | -2,000 | -12,000 |
| Pretax income | 277,000 | 550,000 |
| Income tax | 81,000 | 162,000 |
| Net income | 196,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,727,000 | 15,919,000 |
| Total capital | 16,522,000 | 16,724,000 |
| Risk-weighted assets | 63,470,000 | 64,310,000 |