Call report 2025Q4
MONROE SAVINGS BANK — 2025Q4
The 22 measures MONROE SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 114,466,000 | USD | evidence → |
| Total loans | 87,880,000 | USD | evidence → |
| Allowance for loan losses | 929,000 | USD | evidence → |
| Securities available for sale | 5,374,000 | USD | evidence → |
| Securities held to maturity | 1,591,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,129,000 | USD | evidence → |
| Interest-bearing deposits | 84,057,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,072,000 | USD | evidence → |
| Equity capital | 15,465,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,917,000 | USD | evidence → |
| Interest expense | 2,101,000 | USD | evidence → |
| Net interest income | 3,816,000 | USD | evidence → |
| Noninterest income | 50,000 | USD | evidence → |
| Noninterest expense | 2,850,000 | USD | evidence → |
| Provision for loan losses | 168,000 | USD | evidence → |
| Pretax income | 848,000 | USD | evidence → |
| Income tax | 244,000 | USD | evidence → |
| Net income | 604,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,531,000 | USD | evidence → |
| Total capital | 16,348,000 | USD | evidence → |
| Risk-weighted assets | 65,274,000 | USD | evidence → |