Call reports 2017
MONROE SAVINGS BANK — 2017
What MONROE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 93,567,000 | 93,519,000 | 94,084,000 | 95,827,000 |
| Total loans | 67,302,000 | 68,938,000 | 69,705,000 | 69,938,000 |
| Allowance for loan losses | 596,000 | 614,000 | 636,000 | 674,000 |
| Securities available for sale | 11,111,000 | 9,671,000 | 8,849,000 | 11,152,000 |
| Securities held to maturity | 1,213,000 | 1,214,000 | 1,215,000 | 1,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,492,000 | 70,275,000 | 70,726,000 | 72,350,000 |
| Interest-bearing deposits | 67,401,000 | 67,618,000 | 68,082,000 | 69,418,000 |
| Noninterest-bearing deposits | 3,091,000 | 2,657,000 | 2,644,000 | 2,932,000 |
| Equity capital | 11,584,000 | 11,669,000 | 11,778,000 | 11,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,846,000 | 2,787,000 | 3,744,000 |
| Interest expense | 212,000 | 426,000 | 648,000 | 879,000 |
| Net interest income | 713,000 | 1,420,000 | 2,139,000 | 2,865,000 |
| Noninterest income | 23,000 | 40,000 | 54,000 | 57,000 |
| Noninterest expense | 581,000 | 1,140,000 | 1,687,000 | 2,200,000 |
| Provision for loan losses | 18,000 | 36,000 | 58,000 | 96,000 |
| Pretax income | 138,000 | 292,000 | 461,000 | 639,000 |
| Income tax | 55,000 | 115,000 | 183,000 | 256,000 |
| Net income | 83,000 | 177,000 | 278,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,607,000 | 11,701,000 | 11,802,000 | 11,907,000 |
| Total capital | 12,203,000 | 12,315,000 | 12,428,000 | 12,535,000 |
| Risk-weighted assets | 49,127,000 | 49,860,000 | 50,061,000 | 50,211,000 |