Call reports 2013
MACKINAC SAVINGS BANK, F.S.B. — 2013
What MACKINAC SAVINGS BANK, F.S.B. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 117,053,000 | 113,782,000 | 113,069,000 | 112,822,000 |
| Total loans | 49,443,000 | 49,027,000 | 48,067,000 | 46,853,000 |
| Allowance for loan losses | 452,000 | 381,000 | 464,000 | 471,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,543,000 | 103,224,000 | 102,509,000 | 102,207,000 |
| Interest-bearing deposits | 104,185,000 | 101,026,000 | 100,593,000 | 100,346,000 |
| Noninterest-bearing deposits | 1,358,000 | 2,198,000 | 1,916,000 | 1,861,000 |
| Equity capital | 8,725,000 | 8,752,000 | 8,760,000 | 8,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,537,000 | 2,261,000 | 2,974,000 |
| Interest expense | 102,000 | 196,000 | 299,000 | 404,000 |
| Net interest income | 701,000 | 1,341,000 | 1,962,000 | 2,570,000 |
| Noninterest income | 802,000 | 1,684,000 | 2,569,000 | 3,481,000 |
| Noninterest expense | 1,383,000 | 2,859,000 | 4,169,000 | 5,506,000 |
| Provision for loan losses | 97,000 | 116,000 | 304,000 | 324,000 |
| Pretax income | 23,000 | 50,000 | 58,000 | 221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 50,000 | 58,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,725,000 | 8,752,000 | 8,760,000 | 8,855,000 |
| Total capital | 9,069,000 | 9,091,000 | 9,095,000 | 9,192,000 |
| Risk-weighted assets | 27,397,000 | 27,094,000 | 26,683,000 | 26,852,000 |
Machine access — free, no API key
Every figure shown here about MACKINAC SAVINGS BANK, F.S.B. — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.