Call reports 2025
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2025
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 198,966,000 | 196,534,000 | 211,802,000 | 203,114,000 |
| Total loans | 20,180,000 | 21,108,000 | 21,948,000 | 21,662,000 |
| Allowance for loan losses | 709,000 | 675,000 | 682,000 | 683,000 |
| Securities available for sale | 82,886,000 | 82,057,000 | 84,687,000 | 86,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,199,000 | 151,455,000 | 165,112,000 | 156,570,000 |
| Interest-bearing deposits | 93,211,000 | 92,672,000 | 99,369,000 | 102,275,000 |
| Noninterest-bearing deposits | 61,988,000 | 58,783,000 | 65,743,000 | 54,295,000 |
| Equity capital | 42,081,000 | 43,431,000 | 44,815,000 | 44,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 4,064,000 | 6,137,000 | 8,227,000 |
| Interest expense | 304,000 | 604,000 | 916,000 | 1,273,000 |
| Net interest income | 1,625,000 | 3,460,000 | 5,221,000 | 6,954,000 |
| Noninterest income | 275,000 | 562,000 | 878,000 | 1,237,000 |
| Noninterest expense | 862,000 | 1,745,000 | 2,678,000 | 4,061,000 |
| Provision for loan losses | -86,000 | -120,000 | -111,000 | -113,000 |
| Pretax income | 1,146,000 | 2,415,000 | 3,560,000 | 4,272,000 |
| Income tax | 263,000 | 482,000 | 745,000 | 911,000 |
| Net income | 883,000 | 1,933,000 | 2,815,000 | 3,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,589,000 | 43,639,000 | 44,521,000 | 44,227,000 |
| Total capital | 42,977,000 | 44,032,000 | 44,906,000 | 44,614,000 |
| Risk-weighted assets | 30,632,000 | 31,029,000 | 30,420,000 | 30,560,000 |