Call reports 2024
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2024
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 194,641,000 | 198,116,000 | 187,028,000 | 190,447,000 |
| Total loans | 21,104,000 | 20,214,000 | 20,115,000 | 22,229,000 |
| Allowance for loan losses | 742,000 | 704,000 | 695,000 | 795,000 |
| Securities available for sale | 86,995,000 | 88,053,000 | 88,697,000 | 87,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,788,000 | 157,414,000 | 143,634,000 | 148,490,000 |
| Interest-bearing deposits | 99,432,000 | 96,180,000 | 92,965,000 | 91,891,000 |
| Noninterest-bearing deposits | 55,356,000 | 61,234,000 | 50,669,000 | 56,599,000 |
| Equity capital | 38,743,000 | 39,667,000 | 41,816,000 | 40,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,865,000 | 3,686,000 | 5,509,000 | 7,350,000 |
| Interest expense | 320,000 | 633,000 | 946,000 | 1,258,000 |
| Net interest income | 1,545,000 | 3,053,000 | 4,563,000 | 6,092,000 |
| Noninterest income | 258,000 | 516,000 | 827,000 | 1,119,000 |
| Noninterest expense | 858,000 | 1,700,000 | 2,538,000 | 3,793,000 |
| Provision for loan losses | -19,000 | -57,000 | -67,000 | 34,000 |
| Pretax income | 1,531,000 | 2,493,000 | 3,496,000 | 3,979,000 |
| Income tax | 360,000 | 579,000 | 810,000 | 921,000 |
| Net income | 1,171,000 | 1,914,000 | 2,686,000 | 3,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,659,000 | 41,402,000 | 42,174,000 | 41,706,000 |
| Total capital | 41,080,000 | 41,810,000 | 42,571,000 | 42,122,000 |
| Risk-weighted assets | 33,262,000 | 32,191,000 | 31,389,000 | 32,788,000 |