Call reports 2023
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2023
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 202,954,000 | 201,539,000 | 189,725,000 | 192,984,000 |
| Total loans | 24,176,000 | 21,638,000 | 23,354,000 | 22,002,000 |
| Allowance for loan losses | 1,010,000 | 1,017,000 | 812,000 | 761,000 |
| Securities available for sale | 93,451,000 | 91,258,000 | 89,888,000 | 90,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,901,000 | 165,037,000 | 152,554,000 | 154,576,000 |
| Interest-bearing deposits | 103,729,000 | 101,462,000 | 99,458,000 | 100,651,000 |
| Noninterest-bearing deposits | 62,172,000 | 63,575,000 | 53,096,000 | 53,925,000 |
| Equity capital | 36,277,000 | 36,149,000 | 36,714,000 | 37,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,713,000 | 3,493,000 | 5,247,000 | 6,938,000 |
| Interest expense | 240,000 | 523,000 | 833,000 | 1,161,000 |
| Net interest income | 1,473,000 | 2,970,000 | 4,414,000 | 5,777,000 |
| Noninterest income | 289,000 | 557,000 | 819,000 | 1,096,000 |
| Noninterest expense | 827,000 | 1,646,000 | 2,500,000 | 3,664,000 |
| Provision for loan losses | 0 | 0 | -206,000 | -257,000 |
| Pretax income | 1,201,000 | 2,158,000 | 3,202,000 | 3,712,000 |
| Income tax | 280,000 | 521,000 | 763,000 | 877,000 |
| Net income | 921,000 | 1,637,000 | 2,439,000 | 2,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,315,000 | 39,032,000 | 39,833,000 | 39,488,000 |
| Total capital | 38,772,000 | 39,454,000 | 40,269,000 | 39,916,000 |
| Risk-weighted assets | 35,876,000 | 33,102,000 | 34,395,000 | 33,767,000 |