Call reports 2022
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2022
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 218,326,000 | 212,901,000 | 208,860,000 | 207,440,000 |
| Total loans | 24,985,000 | 24,536,000 | 25,365,000 | 27,039,000 |
| Allowance for loan losses | 1,096,000 | 1,100,000 | 1,100,000 | 1,103,000 |
| Securities available for sale | 83,538,000 | 91,240,000 | 88,971,000 | 88,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,756,000 | 177,427,000 | 174,050,000 | 172,460,000 |
| Interest-bearing deposits | 111,965,000 | 106,080,000 | 106,130,000 | 107,197,000 |
| Noninterest-bearing deposits | 69,791,000 | 71,347,000 | 67,920,000 | 65,263,000 |
| Equity capital | 35,852,000 | 35,097,000 | 34,531,000 | 34,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 2,072,000 | 3,487,000 | 5,135,000 |
| Interest expense | 55,000 | 122,000 | 215,000 | 400,000 |
| Net interest income | 886,000 | 1,950,000 | 3,272,000 | 4,735,000 |
| Noninterest income | 278,000 | 527,000 | 825,000 | 1,119,000 |
| Noninterest expense | 801,000 | 1,595,000 | 2,427,000 | 3,462,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 587,000 | 1,105,000 | 1,892,000 | 2,611,000 |
| Income tax | 126,000 | 240,000 | 413,000 | 577,000 |
| Net income | 461,000 | 865,000 | 1,479,000 | 2,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,563,000 | 36,967,000 | 37,581,000 | 37,394,000 |
| Total capital | 37,040,000 | 37,435,000 | 38,062,000 | 37,886,000 |
| Risk-weighted assets | 37,522,000 | 36,839,000 | 37,857,000 | 38,787,000 |