Call reports 2021
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2021
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 217,057,000 | 213,745,000 | 212,071,000 | 209,005,000 |
| Total loans | 28,546,000 | 27,840,000 | 28,049,000 | 29,954,000 |
| Allowance for loan losses | 1,082,000 | 1,085,000 | 1,089,000 | 1,093,000 |
| Securities available for sale | 50,955,000 | 45,948,000 | 45,048,000 | 37,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,617,000 | 175,208,000 | 173,287,000 | 171,100,000 |
| Interest-bearing deposits | 104,946,000 | 105,003,000 | 105,149,000 | 105,079,000 |
| Noninterest-bearing deposits | 73,671,000 | 70,205,000 | 68,138,000 | 66,021,000 |
| Equity capital | 37,052,000 | 37,328,000 | 37,565,000 | 36,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,026,000 | 3,020,000 | 3,947,000 |
| Interest expense | 56,000 | 113,000 | 170,000 | 225,000 |
| Net interest income | 982,000 | 1,913,000 | 2,850,000 | 3,722,000 |
| Noninterest income | 269,000 | 494,000 | 738,000 | 1,031,000 |
| Noninterest expense | 772,000 | 1,540,000 | 2,299,000 | 3,206,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 763,000 | 1,149,000 | 1,571,000 | 1,826,000 |
| Income tax | 166,000 | 163,000 | 245,000 | 292,000 |
| Net income | 597,000 | 986,000 | 1,326,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,906,000 | 36,296,000 | 36,636,000 | 36,102,000 |
| Total capital | 36,420,000 | 36,809,000 | 37,147,000 | 36,631,000 |
| Risk-weighted assets | 40,549,000 | 40,477,000 | 40,276,000 | 41,724,000 |