Call reports 2020
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2020
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 184,173,000 | 193,176,000 | 193,698,000 | 202,613,000 |
| Total loans | 33,539,000 | 34,611,000 | 30,693,000 | 28,236,000 |
| Allowance for loan losses | 1,044,000 | 1,057,000 | 1,071,000 | 1,078,000 |
| Securities available for sale | 52,952,000 | 55,592,000 | 52,680,000 | 44,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,035,000 | 154,856,000 | 154,978,000 | 164,512,000 |
| Interest-bearing deposits | 90,007,000 | 92,436,000 | 94,525,000 | 98,606,000 |
| Noninterest-bearing deposits | 57,028,000 | 62,420,000 | 60,453,000 | 65,906,000 |
| Equity capital | 35,757,000 | 36,875,000 | 37,264,000 | 36,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,619,000 | 3,858,000 | 5,000,000 |
| Interest expense | 125,000 | 227,000 | 306,000 | 377,000 |
| Net interest income | 1,218,000 | 2,392,000 | 3,552,000 | 4,623,000 |
| Noninterest income | 238,000 | 447,000 | 696,000 | 989,000 |
| Noninterest expense | 766,000 | 1,521,000 | 2,308,000 | 3,301,000 |
| Provision for loan losses | 11,000 | 24,000 | 39,000 | 46,000 |
| Pretax income | 679,000 | 1,443,000 | 2,052,000 | 2,417,000 |
| Income tax | 145,000 | 295,000 | 423,000 | 495,000 |
| Net income | 534,000 | 1,148,000 | 1,629,000 | 1,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,663,000 | 35,277,000 | 35,758,000 | 35,309,000 |
| Total capital | 35,244,000 | 35,879,000 | 36,304,000 | 35,815,000 |
| Risk-weighted assets | 45,978,000 | 47,719,000 | 43,173,000 | 39,938,000 |