Call reports 2019
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2019
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 174,787,000 | 169,396,000 | 170,281,000 | 176,571,000 |
| Total loans | 34,277,000 | 36,645,000 | 36,377,000 | 35,286,000 |
| Allowance for loan losses | 1,030,000 | 1,025,000 | 1,028,000 | 1,032,000 |
| Securities available for sale | 51,352,000 | 49,973,000 | 49,856,000 | 50,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,223,000 | 135,953,000 | 136,137,000 | 140,230,000 |
| Interest-bearing deposits | 93,134,000 | 88,383,000 | 87,601,000 | 85,989,000 |
| Noninterest-bearing deposits | 49,089,000 | 47,570,000 | 48,536,000 | 54,241,000 |
| Equity capital | 32,042,000 | 32,912,000 | 33,529,000 | 35,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,702,000 | 4,080,000 | 5,414,000 |
| Interest expense | 132,000 | 263,000 | 394,000 | 527,000 |
| Net interest income | 1,223,000 | 2,439,000 | 3,686,000 | 4,887,000 |
| Noninterest income | 212,000 | 426,000 | 656,000 | 910,000 |
| Noninterest expense | 781,000 | 1,588,000 | 2,334,000 | 3,353,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 651,000 | 1,271,000 | 1,999,000 | 5,025,000 |
| Income tax | 132,000 | 250,000 | 405,000 | 1,150,000 |
| Net income | 519,000 | 1,021,000 | 1,594,000 | 3,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,515,000 | 32,017,000 | 32,590,000 | 34,129,000 |
| Total capital | 32,061,000 | 32,579,000 | 33,153,000 | 34,717,000 |
| Risk-weighted assets | 43,195,000 | 44,498,000 | 44,558,000 | 46,572,000 |