Call reports 2018
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2018
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 175,325,000 | 173,956,000 | 168,542,000 | 172,502,000 |
| Total loans | 34,412,000 | 33,939,000 | 35,208,000 | 35,775,000 |
| Allowance for loan losses | 1,023,000 | 1,020,000 | 1,023,000 | 1,027,000 |
| Securities available for sale | 59,939,000 | 59,247,000 | 56,918,000 | 54,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,137,000 | 142,783,000 | 137,043,000 | 140,957,000 |
| Interest-bearing deposits | 91,482,000 | 90,245,000 | 88,168,000 | 90,195,000 |
| Noninterest-bearing deposits | 52,655,000 | 52,538,000 | 48,875,000 | 50,762,000 |
| Equity capital | 30,589,000 | 30,938,000 | 31,265,000 | 31,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,450,000 | 3,783,000 | 5,086,000 |
| Interest expense | 73,000 | 161,000 | 259,000 | 378,000 |
| Net interest income | 1,138,000 | 2,289,000 | 3,524,000 | 4,708,000 |
| Noninterest income | 215,000 | 415,000 | 617,000 | 886,000 |
| Noninterest expense | 767,000 | 1,550,000 | 2,331,000 | 3,359,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 583,000 | 1,148,000 | 1,801,000 | 2,241,000 |
| Income tax | 108,000 | 191,000 | 317,000 | 397,000 |
| Net income | 475,000 | 957,000 | 1,484,000 | 1,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,320,000 | 30,802,000 | 31,329,000 | 30,996,000 |
| Total capital | 30,878,000 | 31,350,000 | 31,887,000 | 31,561,000 |
| Risk-weighted assets | 44,197,000 | 43,346,000 | 44,171,000 | 44,763,000 |