Call reports 2017
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2017
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 182,516,000 | 178,290,000 | 176,096,000 | 175,087,000 |
| Total loans | 36,776,000 | 38,518,000 | 39,056,000 | 37,317,000 |
| Allowance for loan losses | 991,000 | 1,012,000 | 1,016,000 | 1,020,000 |
| Securities available for sale | 65,060,000 | 62,997,000 | 60,458,000 | 59,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,284,000 | 146,321,000 | 143,793,000 | 143,830,000 |
| Interest-bearing deposits | 101,175,000 | 94,227,000 | 93,648,000 | 91,581,000 |
| Noninterest-bearing deposits | 50,109,000 | 52,094,000 | 50,145,000 | 52,249,000 |
| Equity capital | 30,282,000 | 30,956,000 | 31,260,000 | 30,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,342,000 | 3,575,000 | 4,799,000 |
| Interest expense | 68,000 | 137,000 | 207,000 | 276,000 |
| Net interest income | 1,079,000 | 2,205,000 | 3,368,000 | 4,523,000 |
| Noninterest income | 218,000 | 423,000 | 617,000 | 846,000 |
| Noninterest expense | 761,000 | 1,528,000 | 2,314,000 | 3,321,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 540,000 | 1,249,000 | 1,817,000 | 2,191,000 |
| Income tax | 119,000 | 287,000 | 432,000 | 399,000 |
| Net income | 421,000 | 962,000 | 1,385,000 | 1,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,271,000 | 29,811,000 | 30,235,000 | 29,845,000 |
| Total capital | 29,886,000 | 30,440,000 | 30,856,000 | 30,451,000 |
| Risk-weighted assets | 48,821,000 | 49,954,000 | 49,303,000 | 48,032,000 |