Call reports 2016
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2016
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 173,767,000 | 178,474,000 | 175,555,000 | 181,289,000 |
| Total loans | 36,669,000 | 38,099,000 | 37,443,000 | 37,192,000 |
| Allowance for loan losses | 999,000 | 1,004,000 | 1,009,000 | 1,013,000 |
| Securities available for sale | 56,615,000 | 57,187,000 | 56,435,000 | 58,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,387,000 | 146,408,000 | 143,267,000 | 150,742,000 |
| Interest-bearing deposits | 97,452,000 | 96,777,000 | 96,797,000 | 95,161,000 |
| Noninterest-bearing deposits | 44,935,000 | 49,631,000 | 46,470,000 | 55,581,000 |
| Equity capital | 30,060,000 | 30,662,000 | 30,933,000 | 29,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,236,000 | 3,392,000 | 4,540,000 |
| Interest expense | 55,000 | 111,000 | 167,000 | 222,000 |
| Net interest income | 1,079,000 | 2,125,000 | 3,225,000 | 4,318,000 |
| Noninterest income | 207,000 | 411,000 | 611,000 | 950,000 |
| Noninterest expense | 780,000 | 1,559,000 | 2,360,000 | 3,359,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 503,000 | 971,000 | 1,467,000 | 1,897,000 |
| Income tax | 72,000 | 152,000 | 239,000 | 303,000 |
| Net income | 431,000 | 819,000 | 1,228,000 | 1,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,368,000 | 28,756,000 | 29,165,000 | 28,849,000 |
| Total capital | 28,975,000 | 29,389,000 | 29,783,000 | 29,473,000 |
| Risk-weighted assets | 48,172,000 | 50,238,000 | 49,063,000 | 49,569,000 |