Call reports 2015
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2015
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 170,984,000 | 175,735,000 | 178,380,000 | 174,650,000 |
| Total loans | 40,599,000 | 41,145,000 | 41,508,000 | 39,179,000 |
| Allowance for loan losses | 971,000 | 984,000 | 990,000 | 993,000 |
| Securities available for sale | 62,414,000 | 62,578,000 | 65,234,000 | 59,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,645,000 | 145,661,000 | 147,680,000 | 144,106,000 |
| Interest-bearing deposits | 90,866,000 | 89,837,000 | 92,122,000 | 95,561,000 |
| Noninterest-bearing deposits | 49,779,000 | 55,824,000 | 55,558,000 | 48,545,000 |
| Equity capital | 28,829,000 | 28,831,000 | 29,340,000 | 29,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,333,000 | 3,510,000 | 4,676,000 |
| Interest expense | 49,000 | 99,000 | 151,000 | 205,000 |
| Net interest income | 1,126,000 | 2,234,000 | 3,359,000 | 4,471,000 |
| Noninterest income | 197,000 | 428,000 | 648,000 | 860,000 |
| Noninterest expense | 795,000 | 1,638,000 | 2,435,000 | 3,462,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 525,000 | 1,018,000 | 1,563,000 | 1,857,000 |
| Income tax | 80,000 | 164,000 | 260,000 | 273,000 |
| Net income | 445,000 | 854,000 | 1,303,000 | 1,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,798,000 | 27,207,000 | 27,656,000 | 27,937,000 |
| Total capital | 27,462,000 | 27,877,000 | 28,336,000 | 28,579,000 |
| Risk-weighted assets | 52,878,000 | 53,361,000 | 54,100,000 | 51,035,000 |