Call reports 2014
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2014
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 162,683,000 | 166,310,000 | 163,101,000 | 167,292,000 |
| Total loans | 41,942,000 | 44,176,000 | 42,611,000 | 44,860,000 |
| Allowance for loan losses | 941,000 | 947,000 | 969,000 | 966,000 |
| Securities available for sale | 66,128,000 | 62,865,000 | 61,541,000 | 60,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,310,000 | 137,449,000 | 133,733,000 | 137,624,000 |
| Interest-bearing deposits | 87,824,000 | 85,889,000 | 86,513,000 | 86,724,000 |
| Noninterest-bearing deposits | 46,486,000 | 51,560,000 | 47,220,000 | 50,900,000 |
| Equity capital | 26,995,000 | 27,446,000 | 27,894,000 | 28,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,335,000 | 3,531,000 | 4,726,000 |
| Interest expense | 49,000 | 98,000 | 147,000 | 198,000 |
| Net interest income | 1,113,000 | 2,237,000 | 3,384,000 | 4,528,000 |
| Noninterest income | 198,000 | 405,000 | 607,000 | 820,000 |
| Noninterest expense | 858,000 | 1,730,000 | 2,549,000 | 3,589,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 450,000 | 906,000 | 1,433,000 | 1,747,000 |
| Income tax | 33,000 | 94,000 | 182,000 | 203,000 |
| Net income | 417,000 | 812,000 | 1,251,000 | 1,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,226,000 | 25,621,000 | 26,060,000 | 26,353,000 |
| Total capital | 25,900,000 | 26,324,000 | 26,751,000 | 27,042,000 |
| Risk-weighted assets | 53,632,000 | 56,028,000 | 55,003,000 | 54,867,000 |