Call reports 2013
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2013
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 166,885,000 | 163,383,000 | 160,477,000 | 158,548,000 |
| Total loans | 43,147,000 | 44,452,000 | 42,499,000 | 41,784,000 |
| Allowance for loan losses | 942,000 | 944,000 | 939,000 | 943,000 |
| Securities available for sale | 54,398,000 | 53,607,000 | 54,482,000 | 63,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,909,000 | 135,899,000 | 132,937,000 | 131,078,000 |
| Interest-bearing deposits | 87,575,000 | 84,537,000 | 85,247,000 | 85,729,000 |
| Noninterest-bearing deposits | 51,334,000 | 51,362,000 | 47,690,000 | 45,349,000 |
| Equity capital | 26,218,000 | 26,039,000 | 26,201,000 | 26,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,268,000 | 3,393,000 | 4,512,000 |
| Interest expense | 70,000 | 125,000 | 178,000 | 229,000 |
| Net interest income | 1,077,000 | 2,143,000 | 3,215,000 | 4,283,000 |
| Noninterest income | 184,000 | 380,000 | 591,000 | 795,000 |
| Noninterest expense | 832,000 | 1,678,000 | 2,466,000 | 3,529,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 431,000 | 844,000 | 1,336,000 | 1,578,000 |
| Income tax | 30,000 | 56,000 | 115,000 | 94,000 |
| Net income | 401,000 | 788,000 | 1,221,000 | 1,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,726,000 | 24,113,000 | 24,546,000 | 24,809,000 |
| Total capital | 24,397,000 | 24,788,000 | 25,202,000 | 25,479,000 |
| Risk-weighted assets | 53,413,000 | 53,736,000 | 52,188,000 | 53,342,000 |