Call reports 2012
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2012
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 180,498,000 | 188,193,000 | 184,033,000 | 167,186,000 |
| Total loans | 45,241,000 | 46,575,000 | 44,084,000 | 46,111,000 |
| Allowance for loan losses | 931,000 | 944,000 | 959,000 | 954,000 |
| Securities available for sale | 56,435,000 | 56,861,000 | 56,117,000 | 66,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,015,000 | 158,083,000 | 153,356,000 | 139,387,000 |
| Interest-bearing deposits | 93,799,000 | 89,750,000 | 92,926,000 | 90,022,000 |
| Noninterest-bearing deposits | 57,216,000 | 68,333,000 | 60,430,000 | 49,365,000 |
| Equity capital | 27,609,000 | 28,187,000 | 28,669,000 | 26,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,227,000 | 2,484,000 | 3,692,000 | 4,901,000 |
| Interest expense | 95,000 | 187,000 | 279,000 | 357,000 |
| Net interest income | 1,132,000 | 2,297,000 | 3,413,000 | 4,544,000 |
| Noninterest income | 174,000 | 353,000 | 556,000 | 779,000 |
| Noninterest expense | 838,000 | 1,687,000 | 2,513,000 | 3,562,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 453,000 | 933,000 | 1,411,000 | 1,701,000 |
| Income tax | 52,000 | 101,000 | 154,000 | 143,000 |
| Net income | 401,000 | 832,000 | 1,257,000 | 1,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,018,000 | 25,449,000 | 25,874,000 | 23,325,000 |
| Total capital | 25,699,000 | 26,143,000 | 26,552,000 | 24,042,000 |
| Risk-weighted assets | 54,251,000 | 55,290,000 | 53,978,000 | 57,145,000 |