Call reports 2011
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2011
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 161,085,000 | 166,850,000 | 166,984,000 | 172,241,000 |
| Total loans | 51,396,000 | 53,436,000 | 51,917,000 | 48,894,000 |
| Allowance for loan losses | 873,000 | 889,000 | 903,000 | 902,000 |
| Securities available for sale | 60,003,000 | 57,894,000 | 57,819,000 | 57,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,293,000 | 138,817,000 | 138,062,000 | 143,191,000 |
| Interest-bearing deposits | 86,948,000 | 88,832,000 | 89,466,000 | 91,401,000 |
| Noninterest-bearing deposits | 47,345,000 | 49,985,000 | 48,596,000 | 51,790,000 |
| Equity capital | 25,491,000 | 26,501,000 | 26,930,000 | 27,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,858,000 | 4,241,000 | 5,557,000 |
| Interest expense | 139,000 | 259,000 | 380,000 | 487,000 |
| Net interest income | 1,306,000 | 2,599,000 | 3,861,000 | 5,070,000 |
| Noninterest income | 197,000 | 433,000 | 623,000 | 818,000 |
| Noninterest expense | 837,000 | 1,682,000 | 2,486,000 | 3,610,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 651,000 | 1,332,000 | 1,965,000 | 2,230,000 |
| Income tax | 106,000 | 241,000 | 356,000 | 345,000 |
| Net income | 545,000 | 1,091,000 | 1,609,000 | 1,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,005,000 | 24,551,000 | 24,341,000 | 24,617,000 |
| Total capital | 24,799,000 | 25,330,000 | 25,100,000 | 25,352,000 |
| Risk-weighted assets | 63,447,000 | 62,227,000 | 60,610,000 | 58,617,000 |