Call reports 2010
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2010
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 147,868,000 | 155,114,000 | 152,794,000 | 160,719,000 |
| Total loans | 48,656,000 | 51,369,000 | 51,506,000 | 52,106,000 |
| Allowance for loan losses | 660,000 | 854,000 | 861,000 | 883,000 |
| Securities available for sale | 56,779,000 | 55,841,000 | 54,347,000 | 53,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,237,000 | 128,922,000 | 125,521,000 | 134,267,000 |
| Interest-bearing deposits | 87,073,000 | 84,642,000 | 83,421,000 | 86,228,000 |
| Noninterest-bearing deposits | 34,164,000 | 44,280,000 | 42,100,000 | 48,039,000 |
| Equity capital | 24,682,000 | 24,872,000 | 25,592,000 | 25,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 3,043,000 | 4,542,000 | 6,058,000 |
| Interest expense | 184,000 | 355,000 | 516,000 | 669,000 |
| Net interest income | 1,331,000 | 2,688,000 | 4,026,000 | 5,389,000 |
| Noninterest income | 195,000 | 383,000 | 588,000 | 787,000 |
| Noninterest expense | 896,000 | 1,796,000 | 2,687,000 | 3,856,000 |
| Provision for loan losses | 157,000 | 348,000 | 357,000 | 426,000 |
| Pretax income | 473,000 | 927,000 | 1,570,000 | 1,894,000 |
| Income tax | 53,000 | 102,000 | 215,000 | 206,000 |
| Net income | 420,000 | 825,000 | 1,355,000 | 1,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,892,000 | 23,297,000 | 23,477,000 | 23,810,000 |
| Total capital | 23,552,000 | 24,089,000 | 24,256,000 | 24,626,000 |
| Risk-weighted assets | 60,056,000 | 63,333,000 | 62,272,000 | 65,213,000 |