Call reports 2008
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2008
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 136,246,000 | 133,894,000 | 132,395,000 | 144,619,000 |
| Total loans | 46,225,000 | 49,323,000 | 48,993,000 | 48,710,000 |
| Allowance for loan losses | 980,000 | 977,000 | 971,000 | 970,000 |
| Securities available for sale | 63,140,000 | 59,321,000 | 59,281,000 | 60,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,450,000 | 104,718,000 | 104,435,000 | 105,408,000 |
| Interest-bearing deposits | 80,788,000 | 78,376,000 | 78,993,000 | 82,903,000 |
| Noninterest-bearing deposits | 26,662,000 | 26,342,000 | 25,442,000 | 22,505,000 |
| Equity capital | 22,194,000 | 21,911,000 | 21,806,000 | 22,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,787,000 | 3,461,000 | 5,070,000 | 6,726,000 |
| Interest expense | 513,000 | 903,000 | 1,237,000 | 1,597,000 |
| Net interest income | 1,274,000 | 2,558,000 | 3,833,000 | 5,129,000 |
| Noninterest income | 217,000 | 404,000 | 636,000 | 844,000 |
| Noninterest expense | 841,000 | 1,656,000 | 2,504,000 | 3,645,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 653,000 | 1,309,000 | 1,968,000 | 2,331,000 |
| Income tax | 137,000 | 278,000 | 420,000 | 450,000 |
| Net income | 516,000 | 1,031,000 | 1,548,000 | 1,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,773,000 | 21,287,000 | 21,132,000 | 21,465,000 |
| Total capital | 21,642,000 | 22,182,000 | 22,017,000 | 22,367,000 |
| Risk-weighted assets | 69,388,000 | 71,496,000 | 70,737,000 | 72,076,000 |