Call reports 2007
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2007
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 122,370,000 | 125,258,000 | 128,932,000 | 130,822,000 |
| Total loans | 47,047,000 | 47,972,000 | 49,917,000 | 48,662,000 |
| Allowance for loan losses | 958,000 | 963,000 | 971,000 | 977,000 |
| Securities available for sale | 62,031,000 | 63,045,000 | 64,300,000 | 66,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,856,000 | 96,240,000 | 96,874,000 | 101,426,000 |
| Interest-bearing deposits | 73,572,000 | 74,129,000 | 75,005,000 | 81,097,000 |
| Noninterest-bearing deposits | 20,284,000 | 22,111,000 | 21,869,000 | 20,329,000 |
| Equity capital | 20,537,000 | 20,458,000 | 21,022,000 | 21,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,780,000 | 3,595,000 | 5,416,000 | 7,254,000 |
| Interest expense | 619,000 | 1,271,000 | 1,889,000 | 2,493,000 |
| Net interest income | 1,161,000 | 2,324,000 | 3,527,000 | 4,761,000 |
| Noninterest income | 265,000 | 474,000 | 679,000 | 846,000 |
| Noninterest expense | 796,000 | 1,596,000 | 2,390,000 | 3,429,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 630,000 | 1,202,000 | 1,816,000 | 2,178,000 |
| Income tax | 135,000 | 250,000 | 376,000 | 413,000 |
| Net income | 495,000 | 952,000 | 1,440,000 | 1,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,407,000 | 20,864,000 | 20,750,000 | 20,586,000 |
| Total capital | 21,256,000 | 21,728,000 | 21,633,000 | 21,460,000 |
| Risk-weighted assets | 67,799,000 | 69,057,000 | 70,529,000 | 69,808,000 |