Call reports 2006
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2006
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 118,688,000 | 120,798,000 | 126,704,000 | 129,548,000 |
| Total loans | 47,104,000 | 47,867,000 | 47,560,000 | 46,812,000 |
| Allowance for loan losses | 982,000 | 956,000 | 952,000 | 954,000 |
| Securities available for sale | 53,334,000 | 58,109,000 | 62,845,000 | 67,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,739,000 | 95,195,000 | 98,506,000 | 100,413,000 |
| Interest-bearing deposits | 74,165,000 | 74,959,000 | 73,977,000 | 80,117,000 |
| Noninterest-bearing deposits | 21,574,000 | 20,236,000 | 24,529,000 | 20,296,000 |
| Equity capital | 19,789,000 | 19,842,000 | 20,459,000 | 20,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,268,000 | 5,033,000 | 6,828,000 |
| Interest expense | 407,000 | 924,000 | 1,544,000 | 2,185,000 |
| Net interest income | 1,213,000 | 2,344,000 | 3,489,000 | 4,643,000 |
| Noninterest income | 203,000 | 391,000 | 587,000 | 843,000 |
| Noninterest expense | 801,000 | 1,579,000 | 2,365,000 | 3,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 615,000 | 1,156,000 | 1,711,000 | 2,093,000 |
| Income tax | 139,000 | 253,000 | 368,000 | 412,000 |
| Net income | 476,000 | 903,000 | 1,343,000 | 1,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,968,000 | 20,394,000 | 20,506,000 | 20,243,000 |
| Total capital | 20,815,000 | 21,253,000 | 21,373,000 | 21,112,000 |
| Risk-weighted assets | 67,648,000 | 68,647,000 | 69,278,000 | 69,443,000 |