Call reports 2005
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2005
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 118,405,000 | 120,370,000 | 115,611,000 | 133,776,000 |
| Total loans | 48,546,000 | 49,104,000 | 47,447,000 | 49,568,000 |
| Allowance for loan losses | 979,000 | 978,000 | 985,000 | 980,000 |
| Securities available for sale | 53,730,000 | 53,076,000 | 48,309,000 | 64,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,471,000 | 94,865,000 | 90,617,000 | 113,200,000 |
| Interest-bearing deposits | 74,627,000 | 74,011,000 | 72,323,000 | 92,780,000 |
| Noninterest-bearing deposits | 18,844,000 | 20,854,000 | 18,294,000 | 20,420,000 |
| Equity capital | 23,712,000 | 24,053,000 | 23,893,000 | 19,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,518,000 | 3,061,000 | 4,577,000 | 6,178,000 |
| Interest expense | 276,000 | 581,000 | 899,000 | 1,255,000 |
| Net interest income | 1,242,000 | 2,480,000 | 3,678,000 | 4,923,000 |
| Noninterest income | 205,000 | 403,000 | 625,000 | 834,000 |
| Noninterest expense | 776,000 | 1,577,000 | 2,406,000 | 3,451,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 665,000 | 1,294,000 | 1,867,000 | 2,272,000 |
| Income tax | 141,000 | 275,000 | 390,000 | 434,000 |
| Net income | 524,000 | 1,019,000 | 1,477,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,482,000 | 23,556,000 | 23,663,000 | 19,823,000 |
| Total capital | 24,326,000 | 24,421,000 | 24,494,000 | 20,724,000 |
| Risk-weighted assets | 67,355,000 | 69,070,000 | 66,352,000 | 72,002,000 |