Call reports 2004
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2004
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 123,336,000 | 123,559,000 | 119,494,000 | 135,346,000 |
| Total loans | 50,833,000 | 51,897,000 | 49,697,000 | 48,665,000 |
| Allowance for loan losses | 953,000 | 961,000 | 972,000 | 983,000 |
| Securities available for sale | 50,103,000 | 52,035,000 | 51,872,000 | 70,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,698,000 | 96,218,000 | 93,525,000 | 107,256,000 |
| Interest-bearing deposits | 79,160,000 | 78,121,000 | 76,846,000 | 89,168,000 |
| Noninterest-bearing deposits | 16,538,000 | 18,097,000 | 16,679,000 | 18,088,000 |
| Equity capital | 24,685,000 | 23,872,000 | 24,345,000 | 24,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,911,000 | 4,378,000 | 5,843,000 |
| Interest expense | 257,000 | 514,000 | 762,000 | 1,021,000 |
| Net interest income | 1,189,000 | 2,397,000 | 3,616,000 | 4,822,000 |
| Noninterest income | 203,000 | 423,000 | 636,000 | 867,000 |
| Noninterest expense | 785,000 | 1,558,000 | 2,365,000 | 3,416,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 598,000 | 1,244,000 | 1,860,000 | 2,237,000 |
| Income tax | 125,000 | 265,000 | 394,000 | 465,000 |
| Net income | 473,000 | 979,000 | 1,466,000 | 1,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,259,000 | 23,286,000 | 23,325,000 | 23,378,000 |
| Total capital | 24,134,000 | 24,174,000 | 24,188,000 | 24,269,000 |
| Risk-weighted assets | 69,927,000 | 70,987,000 | 68,966,000 | 71,151,000 |