Call reports 2003
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2003
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 119,595,000 | 128,274,000 | 118,966,000 | 135,531,000 |
| Total loans | 53,997,000 | 53,467,000 | 51,841,000 | 50,717,000 |
| Allowance for loan losses | 999,000 | 1,004,000 | 999,000 | 958,000 |
| Securities available for sale | 50,174,000 | 55,015,000 | 49,853,000 | 63,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,202,000 | 101,092,000 | 90,318,000 | 109,393,000 |
| Interest-bearing deposits | 75,778,000 | 83,656,000 | 74,236,000 | 92,021,000 |
| Noninterest-bearing deposits | 17,424,000 | 17,436,000 | 16,082,000 | 17,372,000 |
| Equity capital | 23,671,000 | 24,159,000 | 24,221,000 | 24,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,122,000 | 4,632,000 | 6,109,000 |
| Interest expense | 293,000 | 555,000 | 809,000 | 1,057,000 |
| Net interest income | 1,277,000 | 2,567,000 | 3,823,000 | 5,052,000 |
| Noninterest income | 206,000 | 454,000 | 699,000 | 902,000 |
| Noninterest expense | 784,000 | 1,556,000 | 2,345,000 | 3,412,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 687,000 | 1,441,000 | 2,141,000 | 2,494,000 |
| Income tax | 158,000 | 340,000 | 506,000 | 544,000 |
| Net income | 529,000 | 1,101,000 | 1,635,000 | 1,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,955,000 | 22,427,000 | 22,790,000 | 22,940,000 |
| Total capital | 22,845,000 | 23,323,000 | 23,664,000 | 23,848,000 |
| Risk-weighted assets | 71,074,000 | 71,581,000 | 69,800,000 | 72,628,000 |