Call reports 2002
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2002
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 119,595,000 | 126,688,000 | 120,140,000 | 138,136,000 |
| Total loans | 56,593,000 | 55,522,000 | 56,950,000 | 55,572,000 |
| Allowance for loan losses | 924,000 | 1,019,000 | 1,269,000 | 983,000 |
| Securities available for sale | 48,797,000 | 58,945,000 | 47,380,000 | 63,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,509,000 | 99,755,000 | 90,457,000 | 108,166,000 |
| Interest-bearing deposits | 77,792,000 | 83,393,000 | 73,662,000 | 91,170,000 |
| Noninterest-bearing deposits | 16,717,000 | 16,362,000 | 16,795,000 | 16,996,000 |
| Equity capital | 21,813,000 | 22,431,000 | 23,053,000 | 23,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,749,000 | 3,482,000 | 5,241,000 | 6,922,000 |
| Interest expense | 404,000 | 748,000 | 1,102,000 | 1,416,000 |
| Net interest income | 1,345,000 | 2,734,000 | 4,139,000 | 5,506,000 |
| Noninterest income | 243,000 | 266,000 | 501,000 | 804,000 |
| Noninterest expense | 827,000 | 1,625,000 | 2,437,000 | 3,496,000 |
| Provision for loan losses | 12,000 | 105,000 | 358,000 | 424,000 |
| Pretax income | 749,000 | 1,270,000 | 1,845,000 | 2,390,000 |
| Income tax | 183,000 | 278,000 | 391,000 | 499,000 |
| Net income | 566,000 | 992,000 | 1,454,000 | 1,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,585,000 | 20,913,000 | 21,232,000 | 21,569,000 |
| Total capital | 21,509,000 | 21,859,000 | 22,150,000 | 22,511,000 |
| Risk-weighted assets | 75,046,000 | 75,587,000 | 73,108,000 | 75,324,000 |