Call reports 2001
FIDELITY STATE BANK AND TRUST COMPANY, THE — 2001
What FIDELITY STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 125,319,000 | 138,160,000 | 118,452,000 | 130,841,000 |
| Total loans | 57,377,000 | 57,241,000 | 53,852,000 | 57,185,000 |
| Allowance for loan losses | 924,000 | 939,000 | 912,000 | 906,000 |
| Securities available for sale | 57,774,000 | 66,456,000 | 50,668,000 | 58,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,378,000 | 102,474,000 | 93,129,000 | 107,877,000 |
| Interest-bearing deposits | 74,447,000 | 85,266,000 | 75,750,000 | 91,080,000 |
| Noninterest-bearing deposits | 15,931,000 | 17,208,000 | 17,379,000 | 16,797,000 |
| Equity capital | 20,183,000 | 20,628,000 | 21,456,000 | 21,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,435,000 | 6,434,000 | 8,276,000 |
| Interest expense | 1,022,000 | 1,914,000 | 2,615,000 | 3,111,000 |
| Net interest income | 1,284,000 | 2,521,000 | 3,819,000 | 5,165,000 |
| Noninterest income | 267,000 | 521,000 | 794,000 | 1,074,000 |
| Noninterest expense | 796,000 | 1,602,000 | 2,397,000 | 3,513,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 743,000 | 1,416,000 | 2,180,000 | 2,678,000 |
| Income tax | 180,000 | 337,000 | 528,000 | 616,000 |
| Net income | 563,000 | 1,079,000 | 1,652,000 | 2,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,004,000 | 19,422,000 | 19,851,000 | 20,164,000 |
| Total capital | 19,928,000 | 20,361,000 | 20,762,000 | 21,070,000 |
| Risk-weighted assets | 77,214,000 | 78,457,000 | 72,873,000 | 75,980,000 |