Call reports 2002
BANK OF THE NORTHWEST — 2002
What BANK OF THE NORTHWEST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 346,673,000 | 353,801,000 | 385,426,000 |
| Total loans | 229,326,000 | 236,752,000 | 247,323,000 |
| Allowance for loan losses | 3,204,000 | 3,243,000 | 3,363,000 |
| Securities available for sale | 78,365,000 | 87,022,000 | 91,762,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 252,656,000 | 262,799,000 | 300,747,000 |
| Interest-bearing deposits | 191,318,000 | 199,603,000 | 204,744,000 |
| Noninterest-bearing deposits | 61,338,000 | 63,196,000 | 96,003,000 |
| Equity capital | 25,421,000 | 27,406,000 | 29,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 5,021,000 | 10,119,000 | 15,481,000 |
| Interest expense | 1,435,000 | 2,914,000 | 4,434,000 |
| Net interest income | 3,586,000 | 7,205,000 | 11,047,000 |
| Noninterest income | 342,000 | 736,000 | 1,158,000 |
| Noninterest expense | 2,279,000 | 4,601,000 | 6,973,000 |
| Provision for loan losses | 150,000 | 275,000 | 395,000 |
| Pretax income | 1,518,000 | 3,128,000 | 4,900,000 |
| Income tax | 570,000 | 1,126,000 | 1,715,000 |
| Net income | 948,000 | 2,002,000 | 3,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 25,206,000 | 26,363,000 | 27,779,000 |
| Total capital | 28,410,000 | 29,606,000 | 31,142,000 |
| Risk-weighted assets | 259,795,000 | 267,007,000 | 281,051,000 |