Call reports 2025
CIBM BANK — 2025
What CIBM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 843,905,000 | 830,219,000 | 828,504,000 | 825,048,000 |
| Total loans | 692,391,000 | 673,047,000 | 662,850,000 | 674,787,000 |
| Allowance for loan losses | 8,817,000 | 8,792,000 | 8,720,000 | 8,464,000 |
| Securities available for sale | 121,938,000 | 124,618,000 | 126,016,000 | 121,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,110,000 | 685,273,000 | 702,474,000 | 663,329,000 |
| Interest-bearing deposits | 593,624,000 | 597,001,000 | 606,771,000 | 574,977,000 |
| Noninterest-bearing deposits | 99,486,000 | 88,272,000 | 95,703,000 | 88,352,000 |
| Equity capital | 80,076,000 | 81,644,000 | 83,233,000 | 80,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,991,000 | 22,074,000 | 32,894,000 | 43,818,000 |
| Interest expense | 5,533,000 | 10,952,000 | 16,027,000 | 21,114,000 |
| Net interest income | 5,458,000 | 11,122,000 | 16,867,000 | 22,704,000 |
| Noninterest income | 1,465,000 | 3,158,000 | 5,008,000 | 6,253,000 |
| Noninterest expense | 6,127,000 | 12,265,000 | 18,487,000 | 24,546,000 |
| Provision for loan losses | 18,000 | -42,000 | -116,000 | 1,049,000 |
| Pretax income | 792,000 | 2,007,000 | 3,490,000 | 3,340,000 |
| Income tax | 182,000 | 496,000 | 854,000 | 798,000 |
| Net income | 610,000 | 1,511,000 | 2,636,000 | 2,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,511,000 | 80,835,000 | 82,459,000 | 79,800,000 |
| Total capital | 87,833,000 | 89,130,000 | 90,631,000 | 88,065,000 |
| Risk-weighted assets | 665,069,000 | 662,876,000 | 652,940,000 | 660,772,000 |