Call reports 2024
CIBM BANK — 2024
What CIBM BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 889,402,000 | 893,702,000 | 880,452,000 | 858,434,000 |
| Total loans | 743,958,000 | 736,921,000 | 726,681,000 | 710,296,000 |
| Allowance for loan losses | 9,086,000 | 9,082,000 | 8,972,000 | 8,789,000 |
| Securities available for sale | 117,160,000 | 121,686,000 | 118,144,000 | 118,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 780,726,000 | 777,409,000 | 755,303,000 | 694,053,000 |
| Interest-bearing deposits | 684,756,000 | 673,527,000 | 651,697,000 | 605,492,000 |
| Noninterest-bearing deposits | 95,970,000 | 103,882,000 | 103,606,000 | 88,561,000 |
| Equity capital | 78,537,000 | 82,708,000 | 86,155,000 | 78,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,849,000 | 23,937,000 | 36,254,000 | 47,707,000 |
| Interest expense | 6,721,000 | 13,496,000 | 20,082,000 | 26,220,000 |
| Net interest income | 5,128,000 | 10,441,000 | 16,172,000 | 21,487,000 |
| Noninterest income | 1,595,000 | 8,607,000 | 11,393,000 | 13,145,000 |
| Noninterest expense | 6,255,000 | 12,951,000 | 19,965,000 | 26,446,000 |
| Provision for loan losses | -3,000 | 49,000 | -70,000 | -272,000 |
| Pretax income | 479,000 | 6,082,000 | 7,777,000 | 8,624,000 |
| Income tax | 77,000 | 1,533,000 | 1,938,000 | 2,128,000 |
| Net income | 402,000 | 4,549,000 | 5,839,000 | 6,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,211,000 | 81,368,000 | 84,547,000 | 78,475,000 |
| Total capital | 86,272,000 | 90,241,000 | 93,284,000 | 86,961,000 |
| Risk-weighted assets | 724,560,000 | 709,369,000 | 698,392,000 | 678,409,000 |