Call reports 2023
CIBM BANK — 2023
What CIBM BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 779,283,000 | 811,305,000 | 866,217,000 | 890,895,000 |
| Total loans | 619,215,000 | 662,427,000 | 703,340,000 | 731,179,000 |
| Allowance for loan losses | 9,192,000 | 8,998,000 | 8,946,000 | 9,135,000 |
| Securities available for sale | 123,838,000 | 112,533,000 | 128,414,000 | 129,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,055,000 | 622,579,000 | 652,682,000 | 736,138,000 |
| Interest-bearing deposits | 537,639,000 | 520,320,000 | 555,491,000 | 638,541,000 |
| Noninterest-bearing deposits | 103,417,000 | 102,259,000 | 97,191,000 | 97,597,000 |
| Equity capital | 76,729,000 | 77,034,000 | 76,585,000 | 78,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,485,000 | 17,662,000 | 27,854,000 | 39,256,000 |
| Interest expense | 2,482,000 | 6,003,000 | 11,061,000 | 17,131,000 |
| Net interest income | 6,003,000 | 11,659,000 | 16,793,000 | 22,125,000 |
| Noninterest income | 1,358,000 | 4,658,000 | 7,016,000 | 8,664,000 |
| Noninterest expense | 6,647,000 | 13,945,000 | 20,810,000 | 27,330,000 |
| Provision for loan losses | 47,000 | -172,000 | -235,000 | -37,000 |
| Pretax income | 589,000 | 2,458,000 | 3,160,000 | 3,581,000 |
| Income tax | 146,000 | 634,000 | 749,000 | 1,854,000 |
| Net income | 443,000 | 1,824,000 | 2,411,000 | 1,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,673,000 | 74,858,000 | 75,416,000 | 76,905,000 |
| Total capital | 81,292,000 | 82,919,000 | 83,953,000 | 85,822,000 |
| Risk-weighted assets | 607,466,000 | 643,417,000 | 682,172,000 | 712,760,000 |