Call reports 2022
CIBM BANK — 2022
What CIBM BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 756,724,000 | 766,420,000 | 754,995,000 | 745,082,000 |
| Total loans | 538,627,000 | 556,547,000 | 571,171,000 | 582,230,000 |
| Allowance for loan losses | 8,000,000 | 8,001,000 | 8,052,000 | 7,886,000 |
| Securities available for sale | 107,238,000 | 120,265,000 | 125,830,000 | 122,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 646,204,000 | 656,032,000 | 647,115,000 | 637,970,000 |
| Interest-bearing deposits | 507,229,000 | 513,042,000 | 498,469,000 | 513,682,000 |
| Noninterest-bearing deposits | 138,975,000 | 142,990,000 | 148,646,000 | 124,288,000 |
| Equity capital | 77,865,000 | 77,120,000 | 75,318,000 | 76,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,893,000 | 12,317,000 | 19,563,000 | 27,382,000 |
| Interest expense | 357,000 | 753,000 | 1,455,000 | 2,998,000 |
| Net interest income | 5,536,000 | 11,564,000 | 18,108,000 | 24,384,000 |
| Noninterest income | 1,800,000 | 3,519,000 | 4,911,000 | 5,711,000 |
| Noninterest expense | 6,139,000 | 12,379,000 | 18,557,000 | 24,691,000 |
| Provision for loan losses | -321,000 | -279,000 | -245,000 | -887,000 |
| Pretax income | 1,406,000 | 2,793,000 | 4,424,000 | 6,012,000 |
| Income tax | 370,000 | 673,000 | 1,077,000 | 1,512,000 |
| Net income | 1,036,000 | 2,120,000 | 3,347,000 | 4,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,421,000 | 72,162,000 | 72,612,000 | 74,612,000 |
| Total capital | 78,024,000 | 79,094,000 | 79,762,000 | 81,849,000 |
| Risk-weighted assets | 526,848,000 | 553,495,000 | 571,113,000 | 578,349,000 |