Call reports 2021
CIBM BANK — 2021
What CIBM BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 744,953,000 | 745,869,000 | 768,084,000 | 737,465,000 |
| Total loans | 558,154,000 | 566,625,000 | 577,158,000 | 553,521,000 |
| Allowance for loan losses | 9,238,000 | 9,150,000 | 8,684,000 | 8,338,000 |
| Securities available for sale | 109,966,000 | 106,384,000 | 99,814,000 | 104,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,325,000 | 614,668,000 | 647,279,000 | 623,580,000 |
| Interest-bearing deposits | 498,967,000 | 488,102,000 | 502,138,000 | 498,513,000 |
| Noninterest-bearing deposits | 114,358,000 | 126,566,000 | 145,140,000 | 125,067,000 |
| Equity capital | 93,294,000 | 94,833,000 | 78,765,000 | 79,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,284,000 | 12,536,000 | 18,861,000 | 25,119,000 |
| Interest expense | 536,000 | 991,000 | 1,408,000 | 1,796,000 |
| Net interest income | 5,748,000 | 11,545,000 | 17,453,000 | 23,323,000 |
| Noninterest income | 5,172,000 | 8,287,000 | 12,353,000 | 15,085,000 |
| Noninterest expense | 7,717,000 | 14,722,000 | 22,064,000 | 29,255,000 |
| Provision for loan losses | 21,000 | -279,000 | -693,000 | -1,194,000 |
| Pretax income | 3,139,000 | 5,352,000 | 8,387,000 | 10,276,000 |
| Income tax | 844,000 | 1,459,000 | 2,284,000 | 2,713,000 |
| Net income | 2,295,000 | 3,893,000 | 6,103,000 | 7,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,232,000 | 84,667,000 | 69,380,000 | 71,405,000 |
| Total capital | 88,734,000 | 91,374,000 | 76,228,000 | 78,084,000 |
| Risk-weighted assets | 517,405,000 | 534,142,000 | 546,020,000 | 532,703,000 |