Call reports 2020
CIBM BANK — 2020
What CIBM BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 697,474,000 | 785,153,000 | 785,559,000 | 743,433,000 |
| Total loans | 538,747,000 | 619,476,000 | 613,638,000 | 582,012,000 |
| Allowance for loan losses | 8,089,000 | 8,465,000 | 9,019,000 | 9,106,000 |
| Securities available for sale | 117,642,000 | 110,817,000 | 104,866,000 | 106,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,102,000 | 568,763,000 | 595,146,000 | 591,408,000 |
| Interest-bearing deposits | 464,541,000 | 476,361,000 | 502,236,000 | 493,829,000 |
| Noninterest-bearing deposits | 69,562,000 | 92,402,000 | 92,910,000 | 97,579,000 |
| Equity capital | 85,990,000 | 87,694,000 | 91,672,000 | 91,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,662,000 | 13,360,000 | 20,586,000 | 27,088,000 |
| Interest expense | 1,689,000 | 3,033,000 | 4,049,000 | 4,813,000 |
| Net interest income | 4,973,000 | 10,327,000 | 16,537,000 | 22,275,000 |
| Noninterest income | 2,570,000 | 7,010,000 | 15,085,000 | 21,858,000 |
| Noninterest expense | 6,119,000 | 13,251,000 | 22,108,000 | 31,212,000 |
| Provision for loan losses | 203,000 | 452,000 | 953,000 | 1,058,000 |
| Pretax income | 1,260,000 | 3,693,000 | 8,620,000 | 11,916,000 |
| Income tax | 321,000 | 933,000 | 2,295,000 | 2,950,000 |
| Net income | 939,000 | 2,760,000 | 6,325,000 | 8,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,754,000 | 73,805,000 | 78,185,000 | 80,057,000 |
| Total capital | 78,359,000 | 80,514,000 | 84,973,000 | 86,665,000 |
| Risk-weighted assets | 526,950,000 | 534,977,000 | 540,770,000 | 526,129,000 |