Call reports 2019
CIBM BANK — 2019
What CIBM BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 697,291,000 | 700,046,000 | 692,392,000 | 696,014,000 |
| Total loans | 493,471,000 | 521,946,000 | 533,854,000 | 530,391,000 |
| Allowance for loan losses | 7,845,000 | 7,231,000 | 7,541,000 | 7,987,000 |
| Securities available for sale | 121,116,000 | 122,366,000 | 118,211,000 | 117,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,971,000 | 539,403,000 | 563,100,000 | 532,479,000 |
| Interest-bearing deposits | 480,385,000 | 472,943,000 | 494,051,000 | 460,014,000 |
| Noninterest-bearing deposits | 66,587,000 | 66,460,000 | 69,049,000 | 72,464,000 |
| Equity capital | 84,119,000 | 85,623,000 | 84,213,000 | 83,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,997,000 | 14,095,000 | 21,099,000 | 27,934,000 |
| Interest expense | 2,178,000 | 4,434,000 | 6,616,000 | 8,646,000 |
| Net interest income | 4,819,000 | 9,661,000 | 14,483,000 | 19,288,000 |
| Noninterest income | 1,172,000 | 3,823,000 | 7,626,000 | 9,938,000 |
| Noninterest expense | 5,363,000 | 11,758,000 | 18,827,000 | 25,537,000 |
| Provision for loan losses | -154,000 | -220,000 | 107,000 | 821,000 |
| Pretax income | 812,000 | 2,010,000 | 3,257,000 | 2,939,000 |
| Income tax | 220,000 | 534,000 | 654,000 | 674,000 |
| Net income | 592,000 | 1,476,000 | 2,603,000 | 2,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,224,000 | 72,058,000 | 70,488,000 | 70,249,000 |
| Total capital | 73,496,000 | 78,548,000 | 77,032,000 | 76,807,000 |
| Risk-weighted assets | 500,167,000 | 518,459,000 | 522,515,000 | 523,191,000 |