Call reports 2018
CIBM BANK — 2018
What CIBM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 658,145,000 | 689,528,000 | 718,854,000 | 716,388,000 |
| Total loans | 479,124,000 | 503,875,000 | 515,538,000 | 495,694,000 |
| Allowance for loan losses | 7,306,000 | 8,031,000 | 8,192,000 | 7,923,000 |
| Securities available for sale | 113,226,000 | 117,220,000 | 116,013,000 | 118,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,944,000 | 522,881,000 | 527,750,000 | 540,851,000 |
| Interest-bearing deposits | 409,861,000 | 444,613,000 | 454,564,000 | 473,424,000 |
| Noninterest-bearing deposits | 80,084,000 | 78,268,000 | 73,187,000 | 67,428,000 |
| Equity capital | 83,873,000 | 84,712,000 | 80,647,000 | 82,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,020,000 | 12,433,000 | 19,257,000 | 26,296,000 |
| Interest expense | 1,185,000 | 2,592,000 | 4,358,000 | 6,422,000 |
| Net interest income | 4,835,000 | 9,841,000 | 14,899,000 | 19,874,000 |
| Noninterest income | 1,827,000 | 4,873,000 | 7,919,000 | 9,413,000 |
| Noninterest expense | 5,656,000 | 12,132,000 | 18,563,000 | 24,724,000 |
| Provision for loan losses | -121,000 | 28,000 | 15,000 | -1,174,000 |
| Pretax income | 1,110,000 | 2,519,000 | 4,180,000 | 5,699,000 |
| Income tax | 321,000 | 643,000 | 1,068,000 | 1,424,000 |
| Net income | 789,000 | 1,876,000 | 3,112,000 | 4,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,375,000 | 68,571,000 | 64,257,000 | 66,361,000 |
| Total capital | 73,485,000 | 74,920,000 | 70,779,000 | 72,643,000 |
| Risk-weighted assets | 487,580,000 | 506,259,000 | 520,058,000 | 500,922,000 |