Call reports 2017
CIBM BANK — 2017
What CIBM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 629,923,000 | 648,758,000 | 639,076,000 | 656,926,000 |
| Total loans | 485,582,000 | 497,103,000 | 496,914,000 | 494,355,000 |
| Allowance for loan losses | 7,540,000 | 7,626,000 | 7,878,000 | 7,671,000 |
| Securities available for sale | 111,745,000 | 111,160,000 | 112,670,000 | 114,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,358,000 | 499,342,000 | 485,237,000 | 484,384,000 |
| Interest-bearing deposits | 421,055,000 | 413,475,000 | 406,410,000 | 408,609,000 |
| Noninterest-bearing deposits | 82,303,000 | 85,867,000 | 78,827,000 | 75,776,000 |
| Equity capital | 63,544,000 | 65,154,000 | 66,511,000 | 83,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,582,000 | 11,326,000 | 17,408,000 | 23,601,000 |
| Interest expense | 893,000 | 1,865,000 | 3,006,000 | 4,126,000 |
| Net interest income | 4,689,000 | 9,461,000 | 14,402,000 | 19,475,000 |
| Noninterest income | 1,822,000 | 4,418,000 | 6,646,000 | 8,820,000 |
| Noninterest expense | 5,222,000 | 11,276,000 | 16,986,000 | 22,879,000 |
| Provision for loan losses | 229,000 | 275,000 | 425,000 | 203,000 |
| Pretax income | 1,060,000 | 2,328,000 | 3,637,000 | 5,213,000 |
| Income tax | 0 | 20,000 | 45,000 | -15,713,000 |
| Net income | 1,060,000 | 2,308,000 | 3,592,000 | 20,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,237,000 | 66,506,000 | 67,795,000 | 66,805,000 |
| Total capital | 71,426,000 | 72,775,000 | 74,117,000 | 73,054,000 |
| Risk-weighted assets | 493,755,000 | 500,136,000 | 504,238,000 | 494,823,000 |