Call reports 2016
CIBM BANK — 2016
What CIBM BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 595,836,000 | 614,368,000 | 631,319,000 | 652,287,000 |
| Total loans | 480,182,000 | 473,056,000 | 481,539,000 | 494,608,000 |
| Allowance for loan losses | 8,206,000 | 8,190,000 | 8,522,000 | 7,565,000 |
| Securities available for sale | 97,474,000 | 103,542,000 | 103,854,000 | 112,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,102,000 | 474,780,000 | 482,781,000 | 489,380,000 |
| Interest-bearing deposits | 392,769,000 | 385,917,000 | 389,212,000 | 405,943,000 |
| Noninterest-bearing deposits | 81,333,000 | 88,863,000 | 93,569,000 | 83,437,000 |
| Equity capital | 59,664,000 | 61,655,000 | 62,614,000 | 62,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,183,000 | 10,401,000 | 15,701,000 | 20,989,000 |
| Interest expense | 735,000 | 1,465,000 | 2,205,000 | 2,997,000 |
| Net interest income | 4,448,000 | 8,936,000 | 13,496,000 | 17,992,000 |
| Noninterest income | 1,515,000 | 4,293,000 | 6,921,000 | 8,807,000 |
| Noninterest expense | 5,238,000 | 10,995,000 | 17,063,000 | 23,047,000 |
| Provision for loan losses | 63,000 | 181,000 | 252,000 | -544,000 |
| Pretax income | 662,000 | 2,053,000 | 3,102,000 | 4,296,000 |
| Income tax | 0 | 2,000 | 36,000 | 42,000 |
| Net income | 662,000 | 2,051,000 | 3,066,000 | 4,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,666,000 | 62,067,000 | 63,080,000 | 64,204,000 |
| Total capital | 66,818,000 | 68,147,000 | 69,203,000 | 70,527,000 |
| Risk-weighted assets | 490,083,000 | 484,306,000 | 487,417,000 | 504,611,000 |