Call reports 2015
CIBM BANK — 2015
What CIBM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 520,623,000 | 523,666,000 | 530,246,000 | 569,955,000 |
| Total loans | 406,382,000 | 412,209,000 | 419,263,000 | 456,892,000 |
| Allowance for loan losses | 7,550,000 | 7,634,000 | 7,840,000 | 8,033,000 |
| Securities available for sale | 96,696,000 | 90,912,000 | 92,674,000 | 94,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,017,000 | 409,182,000 | 421,583,000 | 450,033,000 |
| Interest-bearing deposits | 332,126,000 | 328,344,000 | 344,541,000 | 365,991,000 |
| Noninterest-bearing deposits | 81,892,000 | 80,839,000 | 77,043,000 | 84,042,000 |
| Equity capital | 59,821,000 | 59,492,000 | 59,900,000 | 58,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,456,000 | 8,991,000 | 13,644,000 | 18,493,000 |
| Interest expense | 571,000 | 1,128,000 | 1,723,000 | 2,378,000 |
| Net interest income | 3,885,000 | 7,863,000 | 11,921,000 | 16,115,000 |
| Noninterest income | 1,362,000 | 2,794,000 | 3,752,000 | 4,343,000 |
| Noninterest expense | 4,983,000 | 10,166,000 | 14,961,000 | 20,112,000 |
| Provision for loan losses | 88,000 | 185,000 | -159,000 | 68,000 |
| Pretax income | 189,000 | 319,000 | 884,000 | 291,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 189,000 | 319,000 | 884,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,937,000 | 60,057,000 | 60,632,000 | 60,025,000 |
| Total capital | 65,373,000 | 65,508,000 | 66,217,000 | 65,982,000 |
| Risk-weighted assets | 432,745,000 | 433,869,000 | 444,564,000 | 474,462,000 |