Call reports 2013
CIBM BANK — 2013
What CIBM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 464,723,000 | 457,708,000 | 439,973,000 | 454,468,000 |
| Total loans | 317,586,000 | 319,600,000 | 322,656,000 | 341,759,000 |
| Allowance for loan losses | 9,196,000 | 8,648,000 | 8,323,000 | 8,257,000 |
| Securities available for sale | 87,009,000 | 87,265,000 | 92,204,000 | 89,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,726,000 | 2,202,000 | 1,883,000 | 1,688,000 |
| Total deposits | 400,371,000 | 396,579,000 | 379,276,000 | 391,845,000 |
| Interest-bearing deposits | 338,257,000 | 332,308,000 | 318,551,000 | 316,877,000 |
| Noninterest-bearing deposits | 62,115,000 | 64,271,000 | 60,724,000 | 74,968,000 |
| Equity capital | 57,065,000 | 55,876,000 | 55,576,000 | 56,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,497,000 | 8,953,000 | 13,291,000 | 17,691,000 |
| Interest expense | 660,000 | 1,305,000 | 1,904,000 | 2,470,000 |
| Net interest income | 3,837,000 | 7,648,000 | 11,387,000 | 15,221,000 |
| Noninterest income | 437,000 | 460,000 | 680,000 | 1,394,000 |
| Noninterest expense | 3,875,000 | 8,050,000 | 12,313,000 | 16,522,000 |
| Provision for loan losses | 128,000 | 219,000 | 280,000 | 31,000 |
| Pretax income | 313,000 | -166,000 | -534,000 | 64,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 313,000 | -166,000 | -534,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,794,000 | 58,316,000 | 57,660,000 | 58,257,000 |
| Total capital | 63,532,000 | 63,077,000 | 62,412,000 | 63,269,000 |
| Risk-weighted assets | 374,653,000 | 376,968,000 | 376,626,000 | 397,694,000 |